Best CreditRX

The Credit Repair Process

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The Credit Repair Process

Having good credit is the single most important financial asset you have. Having good credit opens doors and allows you to accomplish financial goals, whether that be: buying a house, a car, or obtaining a credit card. Without good credit, it's extremely difficult, if not impossible to be able to obtain these life long dreams.  How do we do this? Well our services are easy to understand and comprehend.

Initial Credit Consultation:

Unlike many other credit repair companies, credit firms and credit organizations, Best CreditRx believes that educating you about the process and your credit is "key!" Upon receiving and analyzing your credit report, Best CreditRx will speak with you and discuss your specific question and concerns. Such as: what items to dispute, how we are going to dispute them and the strategy to be used. We believe that educating our clients, before, during and after the credit repair process is the best policy. The more you know, the better of a decision you will make by going with Best CreditRx. Start your No Obligation Consultation Now!

Your Credit Report and what it means:

Don't EVER let a credit repair company pull your credit report for "free"! They do not have a permissible purpose to do so and its not legal either. It will actually LOWER your credit score. We don’t believe it would be a very good start if we pull your credit and LOWER your score before we raise it. Because the credit bureaus will only send information directly to you and not your credit repair firm, it is very important that you forward your credit report and all other correspondence directly to Best CreditRx. Sending this information to Best CreditRx is one of the most important parts of the process as these are the official documents that will show us how best to handle your credit. Remember this is your responsibility and will serve as a scoreboard to show you how your credit has improved. Remember that updated credit reports should be sent to us every time you receive them.

Disputing and Consulting on Your Credit Report:

Just set back and relax. Now it's up to us to go to battle with the credit bureaus and creditors! Based on our experience and your particular needs we will take your dispute directly to the credit bureau (even directly with the creditors, if need be) and make sure that your rights are enforced. There are over 200+ laws that have to be followed. Depending on your credit score and the number of negative items on your credit report we will continue to go the distance with the credit bureaus until you are completely satisfied.

The Credit Outcome:

The law requires the credit bureaus to investigate your claim within 30 days. Upon the completion of this investigation, the bureau must send you their results and an updated copy of your credit report. Generally it takes about 30-45 days from the date that they received them. Its the law that they respond to your within 30 days of receipt of your dispute letters.  When you do receive the response, and astonished by the outcome, we ask that you make a copy for yourself and send the original to us. Based on the updates, the process begins again and we continue to fix your credit.

Retain Our Credit Repair Services Today by Contacting Us for a No Obligation Consultation